Frugal Living
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Frugal living is practiced by those whose aim is to have more money and cut expenses. It’s a way of living smarter and better money management. 

Have you unlocked the world of possibilities with frugal living?

I am constantly trying to find more ways to live frugally, its been hard as of late however. :/ I wish things were easier

I know what you mean, Ashley. Are there any particular areas in which you're trying to save? I know, probably every area, right? ;) Just wondering if we might have some suggestions.

More or less everything at, I have so many bills that are starting up now and idk what to do, I have 195 dollars a month for food and I need to somehow smog my car ASAP and finish registration. Idk how i will be able to afford everyhting

How do you save on your electric bill when it comes to lighting your house? We recently found out that our outdoor floodlights use up more electricity than anything else. I'm trying to see if we can get LED bulbs that will fit in them instead.

Kelli, LED bulbs are expensive but they use so little electricity comparatively, that they're worth it. One of my "secrets" to saving electricity is to put everything that I can on power strips and turn them off when nothing is in use. TVs, computers and even microwaves "leak" electricity unless they're unplugged.

I want to do that, but the rest of the adults in the house balk at it because the microwave and such all need to be reset when they have the power back on again. I'm working on convincing them to make this small change. Or, maybe I'll just flip off the power strips from time to time. ;)

When kitchen towels get holes in them I patch the towel with triangles cut from unmatched socks. I recycle two things in one! 'Why throw away when it only takes 5 minutes to have a good as new towel again?

I don't do this, but I don't throw them away either. Instead, worn out towels become cleaning rags at my house. It saves us on paper toweling.

Both of those are great ideas. If the towel has a good spot in the middle, I cut that out and hem it (or zigzag around it on the machine) and use it for a dishcloth.

Those are great ideas. I love to sew so I usually make my own cloth napkins. They make great gifts. I do love the ideas of using them for dust rags and dish cloth

We save worn out stuff for grease rags. They really come in handy when something big needs fixed - for example my husband will soon rebuild the engine in our truck and will be happy I saved him a trash bag full of old sheets to use as grease rags.

I save things for grease rags, too, or for anything that's too nasty to wash out. I make rags from absorbent material and hem them, but towels are usually saved for better things like dish cloths and wash cloths.

Between Perk TV, Shopkicks and Christmas is just about paid for. You can not get more frugal than that!

Shopkick hasn't worked as well for me lately, or at least not as well as it did last year. It seems to work better if you're actually shopping in the stores instead of popping in to get your walk-in points. I guess that's for a different topic though.

Even though the weather has gotten cold we still have a few fruit flies hanging around. I looked at fly traps which were about $15 each. Then I went on the internet to EHow and got directions for homemade traps. Take a container (bowl or jar), pour some apple cider vinegar in. Take a sandwich bag and cut a couple of holes in it. Place it over the bowl or jar with the holes over the vinegar. The little buggers can't resist the vinegar, go in and can't get out. Works like a charm, probably cost about 10 cents.

If I might add a tip that will make this work even better -- add just one drop of dish soap to the vinegar. This breaks the surface tension of the liquid so the fruit flies can't "sit" on top of the vinegar and fly out again!

I used to go out every Saturday for lunch with my friend and spend about $50 but now I invite her over to my house and save a fortune however today she even brought pizzas so I even ate for completely free yet had a great day. Win win.

fifty dollars is a pretty expensive lunch date, that is nice of her to bring over some pizzas so you dont have to fix something every time, glad to hear you had a great day

It's pretty shocking how much lunch for 2 can cost these days! Your alternative certainly saves a bundle, and you still get to spend time with your friend.

Just read a new ebook on Amazon - Our frugal summer in Charante by Sarah Jane Butfield. It's like a journal of the family living in France, some handy tips and hints..worth a read for a few bucks..

Kroger has there turkey's on sale .98 a pound bought 3 for the freezer. I can get 8 meals out of one turkey. We saved our change and bought a small freezer it's come in really handy. We're heating the house with the pilot light of the furnace. Putting plastic and cardboard on windows. Sometimes I get really tired of having to pinch pennies. Then I remember we are doing better than a lot of other people. At least I had the money to buy the turkey's.

Pinching pennies can get tiresome. One way to deal with it is to make it a game to see how much you can save in a given area. I am always amazed at the ways there are to save when I put my mind to it Congrats on heating with the pilot light!

I will have to find a way to save on the gas bill and this sounds like a great way to do so. I wish I had a bigger freezer so I can buy more than one turkey.

Darlene, you can roast the turkeys as soon as you get home and package the cooked meat for the freezer. It will take up less room that way. I did that one year when I was given an unexpected turkey.

I invested 12.99 in a heavy duty plastic window kit that said it would cover 3 windows. Our windows are smaller so I have enough left over to do another window. We replaced a lot of windows in our house but don't have money to do all of them. I'm hoping covering these 3 windows that we never open anyway will save enough heating expense to pay for the window kit.

I don't buy the window kit, I just buy the heavy plastic and some duck tape it does all the windows. The windows we don't use a lot or let in to much cold (I have old windows with the draw string weights in them) we put cardboard on them. More air comes in through around the window than the actual glass. I also bought a small bag of quilt batting you can push the quilt batting in between the windows where they don't fit together.

We use bubble wrap to insulate our windows. I use a spray bottle and mist the window with water, then put the bubble wrap on the glass, bubble side down.

I use bubble wrap on some windows, too, that I don't ever open. I have window air conditioners and can't take them out in the fall, so I use bubble wrap taped over them, then covered with curtains, all winter.

Never buy anything unless it is on sale. Know your top 10 grocery item prices and only buy when on sale. Maximize coupons and instant offers. I could go on and on. (Y)

Never buy anything unless it is on sale. Know your top 10 grocery item prices and only buy when on sale. Maximize coupons and instant offers. I could go on and on.

Lisa, I'm always taking notes... so please do go on and on! (Besides, you'll get points for it, so why not!)

For my area, the best place for me to go grocery shopping doesn't take coupons, but it's a grocery salvage store. I never know what's going to be in stock and the prices vary, but I can find some pretty amazing prices on food. Look up "food salvage store" or "food outlet" on a search engine to see what's in your area.

I wish we had a food salvage store in my area but the nearest one is 2 nearly 3 hours away. My husband knows exactly where its at but its a little far to travel just to give it a try and see what its like.

Kelli - here's a couple more - watch the total net content of a package. Who needs individuallly packaged little lunch box size packets of cookies when you can buy the whole package and throw them in a baggie yourself. Another one- don't buy fruit or veg unless it's on sale. Frozen is as healthy and cheaper in the winter. (never buy canned veg - too much salt and no nutrients left).

I like to buy the fresh veggies when they're on sale, chop them up and freeze them for future use. I figure that way, I can stock up and they won't go bad. Sometimes I do it with fruit too. I've got some cherries in the freezer right now. Still good.

I have found that Pinterest has so many awesome frugal living links. And most of the blogs have so much to offer! I'm trying a lot of the advice I have read about from there!

Thank you for the help Michelle. I will have to look for these links so I can start saving money. Money is tight and need to save as much as I can so my husband and I can move in a year.

I've found a lot of useful and thrifty blogs on Pinterest too! I also highly recommend The Dollar Stretcher website. I learned a lot of frugal information from it when I was a new parent.

I have never heard of The Dollar Stretcher. It sounds great! Thanks for sharing, I'll have to check it out!

It's been around since 1998 or so (or at least I discovered it then... maybe it's a bit older!). There are lots of articles on the website, plus some community forums and blog areas. Some of the articles are a little bit dated, but you can still glean good information from them.

I think Dollar Stretcher has been online since 1996, getting close to 20 years now! A lot of the articles really are outdated, but there are thousands of them.

I want to make it a plan to move to somewhere in mexico in 1 year with my girlfriend, what do i have to do ? what do i need to know? Expenses while there? Im looking for any advice really :)

I do what I can but it's not easy in Canada. Stores don't double coupons and there aren't a lot of them for basic needs like food. I mostly look around for sales when I can but things go so quick I can't always count on it.

Ashley, I can relate. Even though I live in the States, I live in an area that doesn't double coupons. It's also one of the most costly areas in the country, so we also don't get a lot of the sales that I see people posting about in their blogs.

I know what you mean in the UK our idea of coupons are nothing like most of America I usually try to find all of the best deals and shop late frequently to pick up an evenings dinner ingredients for a fraction of the cost before it goes out of date. I got a pork joint for 89p last Sunday.

Stores around here in southeastern Kentucky don't double coupons either and we don't get the coupon inserts in our local paper. I can get digital coupons for one of our grocery chains but it's usually for things I don't buy. I do best when I shop the sales and stock up when something is on sale so I don't have to buy at regular price later.

Lately I'm trying to put off going to the grocery store for as long as I can, shopping only once or twice a month. It's forcing us to stay within our grocery budget (can't overspend if I'm not in the store!) and to use up what we have on hand.

I use coupons at Michaels when I go for polymer clay and buy a LOT at Ebay when there is a packaged "lot" instead of something at only one price unless it is so cheap and no one has bid on it yet. I set a rule as to a most I would pay and pay that if worst comes to worst. If I stay the only bidder, then great for me.

I love to find good deals! I won't buy anything full price! Not when you can get it on sale!! Why would you do that?!

Cheap whiskey! If we must drink there is no reason to go top shelf. After the first sip our taste buds are blasted and it's all the same to our liver after all.

This is a terrible trick but I knew a guy that was always upset his buddies drank his most expensive whisky all the time.
He went out and bought cheaper booze and poured it into the bottles of the expensive stuff. They never knew the difference..

Yeah I myself tried unbranded versions of my fravourite drinks that were litterally twice the price of the unbranded versions and found very little taste and now save lot's everytime I have a few drinks.

Life continues to throw these little wrenches into our lives that cost us a financial beating. Its always good to know to live frugally.

I'm trying to live pretty frugal right about now. We are in saving money mode and I'm not buying anything I don't need. I'm also working hard online to make a few bucks.

Me too it is hard sometimes but you can get a real buzz out of saving money and also out of making money online.

I have to be really frugal right now. I have literally 8 dollars to my name and am trying hard to earn some more online, but i ahd to close my bank account becaus eof so many false charges that I was being penalized every few days for somehting i did not do. I am living off of my friends/family until i find a job and can start earning some real money.

Wow, Ashley! That's really rough. Will you have a hard time switching bank accounts with PayPal, or are they going to work with you?

switching bank acounts with paypal is probably easier than trying to cancle a bank account, i removed the old account and then added my new bank account and it took then less than 24hours to verify the account

How do you get the most out of swagbucks? I have been on there for about a week, and I've only made about 100 points... I don't want to just keep giving out my email everywhere.

Surveys and search are the easiest way also tasking and encrave are easy as well . The best way is to get referrals .

I am trying to get a smart phone in order to use the mobile apps, when I had one before I made anywhere form 40-100 points through mobile alone. there are so mayn apps for SB

You can create a new email address specifically to use for those offers. Each day go to the special offers Radium One wall, sort by lowest to highest payout, then click on all the videos. You can do them all at once and after ~30 seconds they credit.

You can play Swagasauras Run x10 for 2sb every other game. Just open the game, after the ad plays, start the game, then it's over before you can blink.

You get 1sb x5 a day for surveys you are disqualified from.

Check your swag inbox for the occasional 2sb video.

Encrave videos are available all day.

The Read section under Discovery has new books each month, and you earn at least 30sb from those.

Check the Swag facebook page. People will post when they are getting search wins, and if you search when they post you have a higher chance of a search win too.

I have done all the read, I never try for search wins, I will go check out the game, I never realized that you actually win for playing games, I try the surveys about 2 times a month. I shoud try more often. I watch encrave and th watch section all day. Although I never really go to other offer walls beyond the home page lol. I will go check out radiom One now for sure

I watch their videos, not the Encrave ones, but their own and I do the surveys from time to time.

I aim to hit the daily gal on Sb to earn the bonus points nextmonth. it has been sooo slow for me lately but oh well anything is better than nothing

It's amazing if you know how I've made about £5 a week for a while. Games, videos, surveys and searching in there.
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