I'm on a disability, its low fixed income and you are not frugal by your own choice. It is very difficult trying to look after yourself self & stay on top of day to day living. "If its not on sale I don't buy it.
I keep learning everyday how to be frugal, every time that prices goes up, you have to think how to make it work better with as little money as i have. I have no choice for now until I have more money to work with.
I read on this site one of the ways to save money quickly is to put one dollar away today,then 2 dollars tomorrow then 3 then next then 4 the next and so and so on.By the end of the month you had over 1300 dollars.
I was very irresponsible with money when I first got out on my own at 18 . Now I'm 30 and have about $5000 in credit card debt. I got married in December and we really want to buy a house before next winter. My goal is to put $500 a month towards paying off credit card debt. I have an average job making $14 an hour. I'm going to take as much as I can from my paychecks and all of my online earnings to reach my $500 debt payment goal each month. Hopefully by winter we will be in a much better place financially. I wish I could go back in time and be as frugal as I am now. I guess we learn as we grow.
I am trying to live frugal, but it is hard to where I live. Things here in Las Vegas are more expensive than where I used to live, but my husband's doctors are here so we are stuck. I am looking for sites where I can make extra money, but now some of them keep on changing which is making it harder for me to make cash out. I am hoping that I can start my own online business.
Well I did it again ! I spent my gas money on Papa Johns, I have extra money put back for gas. I'm officially going to budget 35.00 for Papa Johns from now on. I've tried breaking the habit and watching every penny, but, there are nights when he gets the best of me. I'm tired of feeling guilty, it's just going to be one of those things I do for myself. I feel justified in doing this, I go without a lot of things other people have. I know that's stinking thinking trying to justify spending that much on a pizza but, lets face it frozen just doesn't taste as good. O.k. I'm ready you can tell me how bad I am.
It's hard to explain, but I like to be frugal. It gives me a sense of accomplishment when I can get something or do something for a minimum of money, or get something that I need for free. It's like a game that I can win. :)
I wish I could get my husband to watch what he spends he works at Walmart it is to easy for him just to pick something up for a snack. I make him dinners he takes in containers, other people are jealous of the amount of food he brings but, still he won't stop. It drives me crazy.