Close Ad
Frugal Living
Join the discussion on the Frugal Living forum.
Chatabout.com a place to chat about what interests you!
Frugal living is practiced by those whose aim is to have more money and cut expenses. It’s a way of living smarter and better money management. 

Have you unlocked the world of possibilities with frugal living?
Cindy Cooper
Well, we have looked at Craig's List (my husband found his used Jeep on it) but now that our daughter and her friend are getting their first apartment I am having fun looking at furniture for sale.
Stephanie Brewer
Got a big ole bag of Miracle Grow potting soil today for free from Meijer. They have an online reward program, where you pick what goal you are shooting for and if you make that goal then you get so much off of your next shopping trip. I spent $50 in the meat dept. and got $8 off. Used that to buy the good potting soil. =)
Elizabeth Howard
I made a huge pot of chicken gumbo last night and had enough left over to put into two bags for 2 meals and a bowl in the fridge for lunch this week.
Donna mills-summers
I emptied my first rain barrel today and it will come more rain on thursday and i am ready got more jugs for this one too. I will use to do so many things.
Jennifer Juenke
I am saving up my money for two rain barrels! I can't wait to get them! I am also expanding my garden this year! I bought a water canner and I am looking forward to canning my own food!
Crystal Hohman
I'm definitely canning this summer, although there will be some things I won't have to can as much this year. I canned enough of green beans and corn last summer that I've barely made a dent in it. I'm trying to get rid of the store bought stuff before I use the home canned stuff.
Donna mills-summers
Wow i remember my mom and dad canning and gardening when i was young i just need to get settled first and then i can do it and rain more tomorrow.
Stephanie Brewer
I wish I could have a rain barrel! Our landlord doesn't like us putting things in the way of the landscapers. I do have small containers with my planters to catch some rain. Someday we will be able to buy a house and I will be able to have the garden that I want.
Crystal Hohman
I never thought about buying a rain barrel. I'd be worried about my boys getting into it, and turning it into a wading pond, or something like that.
Brittany Saliva
I have been living very frugal the last few years and my budget just seems to keep getting tighter, and once again this month it has gotten worse. Frugal living is hard but sometimes it just needs to be done.
Jennifer Juenke
I hear you! But someday your frugal lifestyle will pay off! Some months are so hard to get by in! Just keep your head up and things will work out
Kimberly Crenshaw
Time to become even more Frugal. Our computer died and we need to buy a new one. We refuse to use credit, so it is savings time.
Abbey Johnson
i like to save some money some times i don't like to buy something just to saving some money i just can say in the next time.
Jennifer Juenke
Abbey~I know what you mean! I love seeing my chatabout rewards go into my savings account and it is slowly building! I can't wait for it to grow even more!
Stephanie Brewer
I saved over $10 yesterday by not buying a planter for my tomato plant. There was a tire in our garage from our old vehicle (we got rid of it over a year ago). Rolled it out, put rocks on the inside to keep it sturdy, filled it with dirt, compost, and potting soil. The best part was getting out the box of paints and letting the kids go wild painting the tire.
Kenneth Cody
Thats great, nothing like making memories with your children and cleaning out the garage at the same time. Glad you were able to save a little money too.
Donna mills-summers
I bet your kids had a great time and you planted tomatoes I love and clean garage and painting the old tire and making it very pretty love doing projects with kids.
Amanda Werner
I have some old tires that I am going to turn into strawberry hills this year. the tires have been sitting for a couple of years and I am tired of their presence without being useful.
Jennifer Juenke
That is so AWESOME! I was just thinking of trying to find a use for old tires and you just gave me one! Thank you so much and I hope that you get a TON of tomatoes!
Andy Van Scoyoc
I love living frugally...it was how I was raised. I buy very few things, new. If anyone is interested in treats like tub tea, how to rebatch soap, or other ways to recycle, reuse and help our planet, let me know. I also have many uses for cork topped, glass bottles.
Pegeen McConnell
Yeah, I was raised that way, too. so when people talk about learning to live frugally, it seems weird...just comes natural to me.
Ocean Tiara
Yeah, we don't have any choice but to live frugally lol. That is also how we were raised. To this day, we have nothing only the bare minimum needed to survive.
Andy Van Scoyoc
Pegeen...I hear you. It always seems odd to me too that now it's so hip to live green, frugal and reuse, reduce and recycle, because I've never known anything else. :)
Andy Van Scoyoc
Absolutely, Ocean! Its cool to be old school. I always tell people that I was "green" before there was ever such a term. Ha ha!
Ocean Tiara
Yes Andy, I love the green grass. That term is so blase to me now. It is all show and people are just trying to be hip being green.
Andy Van Scoyoc
Hear, hear, Ocean! This is why I'm so leery of those who "do all the right/say all the right" things, like buying from certain companies, joining local groups that have popped up, etc, but when you try to swap ideas, products, etc, they look down on you because they aren't truly living green...they're just doing the basics...what is "cool (but meaningless, really) to do. There is a LOT of difference in being part of the fad and how people like you and I, live. Don't get me wrong, while I'm grateful that people are doing their part (that might not otherwise) if they're doing it only because its the latest fad, what's going to happen when it's not the "in" thing any longer?
Bob Jones
I like that picture of the piggy bank and the money. It seems like saving is a very delicate task.
Darlene Atkinson
My husband and I went into Walgreen's yesterday and bought a dozen eggs for 99 cents. I never thought of buying eggs at Walgreen's. I was actually looking for a greeting card for Easter and saw another lady in the store with a carton of eggs. I thought why would she buy eggs in a drug store because food tends to more expensive, but when she told me they were 99 cents I thought wow. I better pick some up.
Lindy H.
Wow that is great! Sometimes you can find them even cheaper than 99 cents if you shop at Aldi. I didn't know Walgreens had such cheap eggs though.
Lei M
Is that deal for all Walgreen store? I sometimes get disappointed because some coupon sites would publish prices of stuff and when I get to the store or check my local store, they have different prices or the offer is not available.
Kristi Anglen
Both Walgreens and CVS will run sales like that on occasion. I watch for eggs, soda, toilet paper-things like that. I don't get a daily or Sunday paper so I check the websites. You plug in your zip code and get the sale flyer for your local store.
Stephanie Brewer
My husband's grandmother keeps us supplied in eggs. She loves to have chickens but doesn't like to eat eggs. She often uses them to barter with.
Pegeen McConnell
Yeah, I will often buy eggs at Walgreens for that price when they are on sale. The problem is that I don't live really close to a Walgreens, so I have to be already going by to make it worth it.
Pegeen McConnell
Once in a while there will be a printable coupon for 55 cents of any eggs, It comes from the national egg association, whatever it's called. Those in combo with walgreens sales are awesome!
Sandi H.
Wow, that is unreal! I don't think I have ever seen a dozen eggs for 99 cents. We go thru so many eggs that we just buy the tray from the farm.
Jennifer Juenke
Walgreens usually has eggs for $.99 plus a gallon of milk for two dollars. But you have get there pretty early, the deals like these are often gone quickly!
Jodi Nethery
I usually buy milk at CVS. It's the cheapest in town and they run sales on it alot. I am always looking for a way to save money.
Ray Wu
I go to buy milk at CVS too! I like how I can use Ibotta link to save money on my milk purchase as well as my ISIS app to save $1 off every transaction (which I got $25 free from just signing up!) link
Susan Turner
Walgreen's eggs are cheaper than most places here and larger than usual but very hard to find at the Walgreen's here.
Pegeen McConnell
I also keep blank stickers on hand, and can sometimes use those to cover up old addresses on any envelope which is used but still in good condition. The stickers are cheaper than another envelope, so saves a few pennies.
Lindy H.
That is a great way to reuse old envelopes. I have never even thought of that. I will have to try that out to save some money.
Darlene Atkinson
I do that also with old envelopes as well as old boxes. It does same me money. I also buy envelopes at dollar tree because they are the cheapest.
Lindy H.
I buy envelopes at the dollar tree too darlene. Its the cheapest place around to get them and it saves like 2 bucks a box.
Lei M
And by doing that you do your part in saving trees! My husband usually throws away envelopes but I get them and use them for my coupons. I am new to couponing and I dont really have extra money for a binder. Used envelopes would do until someone gives me a coupon binder as a present. :-)
Pegeen McConnell
Lei, you could create a coupon binder out of the used envelopes if you really wanted to. Punch holes into them and insert them into a used photo album or 3 ring binder. Each envelope might wear out quickly, but you could easily replace them.
Lei M
Such a great idea Pegeen. yes I dont mind them wearing out quickly because they are used anyway and I am just recycling them. We get a lot of mails a week. A photoalbum is also great. I would have to look for a free photoalbum giveaway.
Donna mills-summers
How frugal on covering up addresses cheaper than buying a new envelope howsome idea i usually throw in recycle bin at the post office and nowadays helping
Jodi Nethery
I save the envelopes for my coupons for the week. I can also write down my list on the envelope. Nothing like getting multiple uses out of things.
Pegeen McConnell
I try to save a little money by re-using envelopes. Sometimes envelopes come with junk mail, or with bills which I pay online so end up not using the envelope. If there's a window "hole" that doesn't work, I'll wrap whatever I'm really sending in a piece of scrap paper and just write the address on there right through the window.
C W
I like to reuse the envelopes to store coupons for when me or my husband go shopping. I did since get a $1 coupon organizer from the Target dollar section. I still save the envelopes until I can find a good use.
Lindy H.
I hardly ever reuse them because I really don't even think about it but that is a great way to save some money.
Dawn Henderson
One of the ways that I am frugal is to grow my own food. I thought that I would try it this year and not pay anything for it. So far I have gotten my seeds from Lista. I purchased my dirt and fertilizer from Amazon with my gift cards. My green beans and tomatoes are growing like crazy. My lettuce just started sprouting. I have five different herbs as well. I am having a blast being frugal.
Pegeen McConnell
Dawn, good for you!! One tip I can give you; if you want a continual stream of beans you should do a second planting about a month after you planted the first batch. Just a small planting will give greatly extend your harvest season. Have fun.
Dawn Henderson
Thanks so much for that suggestion. I will give that a try. What kind of beans do you feel are the best? I planted Bush beans.
C W
Congrats! That is a great way to be frugal, and you didn't even have to spend a dime! I want to start a small garden, but I don't know if I will have time. I have started to regrow my green onions so at least that's something.
Jennifer Juenke
That is so awesome! I am just starting to grow my veggies indoors and then I will transfer them outside when it becomes warm enough! LOVE FREE!
Pegeen McConnell
Dawn, you can do the same with the lettuce, too. What else do you have growing? Carrots are really easy to grow, and if the soil is deep enough you should get a fairly easy crop.
Mary McKee
Dawn I will warn you that gardening is addictive. I started as a child and have 3 gardens. I produce enough for my own household to eat fresh, can and freeze the excess and even sell some locally. It is great exercise and the fresh food is great for you.
Dawn Henderson
I am also growing tomatoes, cilantro, basil, parsley, dill, and chives. The lettuce and green beans are my only other crops.
Pegeen McConnell
I would suggest some cucumbers, too, as they are fairly easy to grow and are a nice, summery addition to your meals. Plus you can use your dill and make pickles if you get a bumper crop!
Lindy H.
My husband and i are also starting a garden this year. I know it will save us a ton on our grocery bill.
Kristi Anglen
If you are short on space you can get the "spacemaster" or bush variety of cucumber plants too. I did that this year since the zucchini tend to sprawl all over I figured I'd save some space with a different variety of cukes. I love bush green beans and usually use the Blue Lake variety.
Kristi Anglen
Do a search for growing food from scraps and you will get great information on growing new celery from a celery root, spring onions, basil and a bunch of other vegetables. If you want organic you only pay the organic price once and then grow your own.
Lei M
I just started an herb garden in our patio. I am new to gardening so we will see if I have a green thumb. I am thinking that if they grow, I would have a supply of herbs. Next project would be a tomato.
Dawn Henderson
I will do a search for growing food from scraps. I would really like to try green onions. I had never thought of celery. I will try both of those too. I just have to be careful with space and all.
Donna mills-summers
So many great frugal living tips here and i may try some gardening this year and i will need help on it from all of you lets see tomatoes how, when and all.
Faye Rucker
Dawn have you ever planted Roma bush beans They remind me of the Kentucky Wonder but are on a bush We love them so much that I canned 200 jars last year We just got finished planting our garden for this year
Pegeen McConnell
A great way to save money when you go out to eat is to skip purchasing a beverage. As for water with lemon slices, then add a little sugar to it....ta da, lemonade!
Lei M
My husband and I rarely drink soda. We just order water in restaurants. We don't drink coffee or tea either so they are not in our grocery list. Fresh fruits are always the best. I was cutting lemon earlier when I thought i'd keep the seeds and see if I can grow them. It would be nice to have fresh lemonade.
C W
We don't buy beverages anymore when we are out. We order water, which is usually gross tap, or we just wait until we're in the car to drink our own water.
Pegeen McConnell
Yeah, I usually hate the water at restaurants as it's city tap water and filled with chlorine. Sometimes I'lll ask if they have any filtered water, but if not, the lemon helps.
Darlene Atkinson
I know most of the places where I eat one has to buy a beverage in order to use the coupon. I know that Denny's and IHOP do this. Last night my husband and I ate at a casino where you could get a meat loaf dinner for $3.95 cents, but you had to buy a beverage.
Pegeen McConnell
Oh, that's a real bummer. The restaurants know that's where they make their money, is on the extras like beverages and they are wising up to we frugal customers.
Lindy H.
Yeah that is so true! Some places charge you like 2 or three dollars just for a drink. At some fast food places you can also share a drink to cut down costs.
Sarah Moore
salvation army here used to be really good. i dont know if they have changed owners or what but they redid the whole store and now its horrible. havent found anything in there the last few times i went, guess i will stick to goodwill
Erika Sencenich
I am not impressed with the salvation army here at all. It was dingy and I could find nothing but junk.
C W
I am not impressed with Goodwill. Their prices are ridiculously high on most things - especially furniture. Chain thrift stores are too expensive.
Laurie Tam
I know that some of you may laugh but this story is true. My hon and I sometimes frequent the Goodwill stores. Some time this month, we finally found a couch for guess what........... at $1.49. It was a green tag sale for that price and my hon came upon it. The original price is about $80. He saved way more than 90% on it. The Goodwill around where I am are affordable and it's so worth it to purchase some of their stuff. I know it's a hassle but you'll be surprised to find something that you may want and/or need.
Pat Veretto
I think it depends on the local management as to how good or well organized a thrift store is. I prefer Goodwill here, but it's on the other side of town, so I go to the ARC instead and sometimes to the Salvation Army.
Darlene Atkinson
The Salvation Army here in Las Vegas is expensive, but I do find a lot of great deals in Good Will and Dessret Industries. I also look at garage sales as well and enjoy finding bargains. Right now I am looking for cheap jeans so I can make purses out of them.
Pegeen McConnell
Oh, goodness, Laurie, I sure don't laugh at that...except to laugh with you! My husband and I have been know to make a date out of hitting the local Goodwill and Salvation Army stores. How romantic, huh?
Stephanie Brewer
Our local Salvation Army is dingy and in a very scary neighborhood. I prefer the local Goodwill as it is always clean and in a nice shopping center.
Laurie Tam
Pegeen, lol I know. When my hon told me how much he paid for the couch, I was floored. It was so good that we went on a green tag day because we really needed a couch and he found one. Out of all days, he did it.

And hey. Checking out Goodwill and Salvation Army is a great way to save even more money unless you went berserk on buying even more stuff than necessary. Ha ha
Lindy H.
I hate that place around here. It is super dirty and I can't find anything. I would much rather go to GoodWill.
Kristi Anglen
I get the best buys at the local Thrift stores as opposed to Goodwill. We have a lot of them run by churches and other organizations. I shop there for cheap t'shirts for just wearing around the house.
Priscilla King
Yes, it varies from city to city. In the D.C. area the Village Thrift and AmVets stores used to have the biggest and best selections, and the Salvation Army store was shabby. In Kingsport, Tennessee, the Goodwill is understocked and overpriced but the Salvation Army store is excellent. Much depends on which people donate what, when...
Pegeen McConnell
A great way to be frugal is to have a time every so often when you try to create your meals from only items you have on hand. Great way to weed out the pantry and freezer and make room for more good deals.
Lindy H.
That is a great tip! It is also a great way to save a ton of money because then you aren't running out to the store to get a bunch of items which eats into your grocery budget.
Pegeen McConnell
Yeah, I've been doing this for the past week. The problem now is....I have nothing left in the house, or so it feels. I need to make a grocery trip now to stock up a little more.
MacKenzie Drake
On top of which, you soon find out if that case of cajun creamed spinach you bought on sale was such a good idea or not. Novelty is not always welcome around my place.
Flora Rahman
So true! Especially with leftover vegetables. You can chop them up, fry them in olive oil, salt, and chili pepper, and eat it as a snack!
Laurie Tam
Another idea with veggies is to have them as a stir fry meal or soup. It would add more flavor if you cook it with meat and/or broth or flavored cubes such as chicken or beef. That would stretch your money even more too.
Mary McKee
Every so often I challenge myself to not buy groceries for a couple weeks and force myself to have nothing but pantry meals. This helps to force me to go through and eat some of the oldest food in the pantry and freezer.
Lindy H.
I know what you mean about not having much in the house. I want to start compiling a stock pile of food with coupons.
Cathy W
I see a lot of people are against using credit cards when you are trying to live a frugal life. I actually run everything I can through my credit card, but I am responsible enough to pay it off EVERY month. Running what I can through it allows me to earn cash back and helps me budget by easily tracking my spending.
Pat Veretto
It's very easy to run up a balance, then not be able to pay it off, even if you intend to. If something unexpected comes up, it can upset the apple cart quickly.
Brittany Saliva
I also put it on my credit card to get the cash back bonus. I just pay it off every month. I budget my money and that helps make sure that you don't over spend.
Pegeen McConnell
I do the same thing...put everything I spend on to the credit card in order to get the bonus, then pay it off totally every month. We never put more on it than we'd be spending if we paid any other way.
Pegeen McConnell
The other thing that is key to using a credit card t his way is to be SURE that you have enough in the savings account to cover the whole thing without question.
Bridget Jones
One thing that helps me on my credit card payoff. I actually budget using the envelope system and when I purchase gas with my credit card, I immediately take the money out of my gas envelope and put it in my checkbook. Once a week the cash in my checking account is deposited into my banking account.
Lindy H.
As long as you pay it off every month then I see nothing wrong with using a credit card especially if you get rewards.
Erika Sencenich
The problem is not everyone pays them off every month. I can't do the envelope system when the bank is not close by. What we have done is got blue bird accounts and a set amount goes on it a month for each of us (my husband and I each have one) and its like our allowance. I tend to use mine as my Christmas account more then anything else and my husband generally will buy his lunch if he eats out at work and then saves for golf season.
Kimberly Crenshaw
2 Prescriptions, 1 Candy Bar, 3 Bags of Whoppers Robin Eggs, and 20 (yes 20!) Bottles of Nail Polish = $12.43 Gotta love frugal living and Rite Aid!
Pat Veretto
Good going! Rite Aid's coupon thingy really works for some people. I don't shop there often enough to make it work for me, though.
Brittany Saliva
How do you do that with rite aid. I just went the other day for the first time. I guess i need to figure this out!
MacKenzie Drake
Honestly, unless the nail polish is in colors I can use for either crafts or cosplay, it would not save me any money. I have thin nails and work a lot with my hands, so my nails tend to be short and the paints get chipped or worn off quickly.
Flora Rahman
That is just wonderful! 20 bottles of nail polish?! I need to do that! It doesn't hurt to have 20 bottles of nail polish!
Erika Sencenich
Holy cow my daughter would be in heaven with that many bottles of nail polish at one time. But we don't have a rite aid
Flora Rahman
So true. With summer coming up in a couple of months and sandals time, a variety of nail polish colors would be much appreciated!
Lindy H.
Wow, that is an awesome deal! I love when I can get a ton of stuff for cheap. It saves us a ton of money throughout the year.
Kimberly Crenshaw
I combined the sales ads with coupons and UpRewards. I confess, I am not great at it, but sometimes you get lucky.
ASHLEY Elizalde
This is true, as the time flies by, our society just keeps getting more materialistic by the day/ minute. we need to break these bad habits and live life with things that make us happy
Beth Trent
I am learning to live without all of the luxuries that I thought were necessities. I think this will be a positive experience for me. I already feel as if I have a deeper appreciation for, well everything. Keeping it just a little more simple brings a more peaceful life.
You may also like