Obama Health Care Bill
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Jason Richards
Lest we forget, Tort reform, allowing Health Ins to be sold accross state lines (portability)… 2 of the easiest ways to see premiums actually decrease…but for some reason none of that was discussed by the Dems
Ellen H
Since everyone is being so negative around here, I figured I'd share my success story. I live in a major metropolitan area with a huge population, in one of the most conservative states in the country. When our Governor announced that he'd be rejecting federal assistance, I feared for the worst.

So imagine my surprise when I applied for our state's medicaid program and received notice of my new coverage in less than one week! I picked up the phone and within an hour, I had an HMO, a new doctor with 20 years of experience, and an appointment for the very next day. I went in and literally everything was covered. The maximum copay I would ever pay for ANY kind of medical care is just $3, and my copay for medications is $1 or less.

If you're poor enough that you truly NEED assistance, don't just complain -- DO something about it! Apply for medicaid or other subsidy programs. Nobody should have to go without healthcare, especially if they're already struggling to make ends meet.
Amanda P
That's awesome! I applied before the deadline, but never got a response, so I may have to look back into this and see if I can get approved! I don't work, but my hubby does. Too much to get covered at his work, so he didn't add me!
Pat Shearin
I have applied for disability, and medical help and was turned down. Nothing about Obama or our Government impresses me. All Lousy.
Onnuri Kwak
IS Obama's health Care bill is the best there is? Hell NO! However, if we remember how much Nixon's HMO B S screwed everyone else (other than owners of private insurance company who essentially leached off our society.) this one is better alternative. Very sadly, HMO was such a horrendous system there is going to be lots of time before anything gets better and I do not think it might need lot more than 3 or 4 years.
Pat Shearin
I wish Obama was never re-elected. I have no faith in him, or the government at all. People are destined to go without health care and prescriptions. I pay for health insurance and can't even use it and I have prescription coverage and can't use that either. the deductibles are 5000 and 2500 on them. With my heart condition, I can't get the care or medication I need. so, I don't even bother anymore. A lot of people are going to die because of this garbage.
Ocean Tiara
Ellen that is great that you were able to get medicaid. Most states do have that and it is great for the poor that cannot afford otherwise well in most cases, but I am sorry to read Pat all that is happening to you. I know trying to get disability is so tough. I wish you luck my friend.
Onnuri Kwak
Your story sounds very painful and I know what it sounds like, but sooner or later, there is going to be moment where one will be financially in ruin without health care.(my younger brother had spinal disc last year but covered with ALL Kids health care which is covering most of the medical cost)

Previous HMO system is so psychotic greedy and evil in purest form it makes people think live without health care is better off and decided to live in Russian Roulette. However as it seems infinitely inadequate and rather dumb, Obama care is a step toward better direction and there got to be serious confusion to follow as getting out of hell hole called HMO.
Pat Shearin
The President has really screwed things up. He has lost any faith I had in him. With the new Health Care bill, I no longer am able to get the medical and prescriptions I need. They are out of my budget, and I have a heart condition.
Priscilla King
I haaate the bill. I want it to collapse from its own impracticality before it costs me a penny! And yet, seeing it as a topic here reminds me...I do have to respect President Obama for taking the blame for this one. Bill Clinton would have blamed it on some White House employee. W Bush would probably have got some Congressmen to support it while making speeches about how he personally didn't. Feh. Misguided though he is, at least this President's a gentleman.
Ellen H
If you think that Obamacare is more impractical than the healthcare system was without Obamacare, then you just don't know anything about the economics of healthcare.
Tracy McCoy
Obama Health Bill, I have family members what use Obama Health Care, it is way for all American to have affordable health care. What society would not want to make sure that whether it is you or me, if I got hurt I could go get well. Excellent bill, and a great opportunity for us as a society to start helping others in need, instead of keeping them down.
Jessica Hardin
I think that he is taking the steps to allow us to be successful.... like everything it needs work... It is hard now but I believe adjustments should be made in order to change it!
Joeby Reed
I don't like this much because of how it effects people now all the work places only want give out part time hours so they can avoid having to pay health insurance to there employees
Pat Shearin
Obama Healthcare is a total joke. Since it went into effect, I have not been able to use my insurance due to high deductibles on medical and prescription. That means the 3 doctors I have and the 13 medications I take are sometimes forgotten. If I don't have the money, I don't go to the doctors regularly for my heart condition and I cannot afford the medications, so I don't take them.
Ashley Huffman
I am so sorry to hear that. But I totally agree with you. It's hurting people more than it's helping them. It's a complete & utter joke.
Emily Jansen
What a disaster this whole thing is and makes absolutely no sense. I have a friend who is 85 and she has to pay for her Blue cross and her Medicare plus she has to pay out of pocket higher amounts for her prescriptions and doctors appointments. Looks to me like we all got the wrong meaning of preventative medicine. Its just preventing people from getting any care.
lynette Sasaki
Ok two months ago I tried to get health insurance threw kasier I know was late but my had found out my mom had terminal cancer in March and passed away in April. Kasier said Obamacare does not let you buy insurance directly any more. To call cover California i did cover California said I had to call medi-cal because I am low in come. So I called mad-cal they said they they can not talk to me I need to talk to cover California. I givenup
Leah Lassiter
It is mindboggling that Obama and his advisers never considered that younger, healthier Americans do not want to pay for older, sicker ones. I am an older, sicker one and I don't blame them. I wouldn't want to do so myself.

Fortunately, I chose a job field that provided health insurance coverage in retirement which converts to secondary coverage when Medicare kicks in. And I chose that long before I ever heard of Obama.
Kris P. Bacon
I'll gladly help pay for the wellness of my fellow Americans, because this country was built on unity.

If the country operated on the belief of "every man for himself," we'd basically just be Somalia.
Priscilla King
I would like to pay more straight taxes (trust me, I would *love* to have a taxable income) that were paid directly toward the medical care of older, sicker Americans. No weaselling about whether or not there'd be money in the fund for me so it was really an investment all along, blah blah; I never believed that, but I never minded my Social Security deductions going toward the support of my disabled elders. Just *say* that the medical needs of disabled Americans are costing the country X amount, and my share is X amount. I have no problem with that.

But I do have a problem with everything being processed through the insurance rip-off industry (and other greedy third parties) who are pocketing much more than is actually being spent on medical care.
Pat Shearin
After he changed the health care laws, I have been paying out of pocket for medical and prescriptions. I cannot even use my insurance. A five thousand deductible on medical, and twenty five hundred on prescriptions, by the time I pay towards the deductibles it will be a new year and I will have to start all over. My husband is paying for insurance we cannot even use. I have 3 doctors and thirteen prescriptions. I have a heart condition which keeps me from working, but I can't get disability because they say my husband makes too much!!
Michelle Houchlei
So sorry to hear. That sounds really expensive. I have yet to hear someone say how great Obama Care is. Sounds like a joke for most.
Pat Shearin
It is definitely a joke. I have to decide between doctors, prescriptions or paying a bill. I am not happy about him at all.
Sandra Burch
Deductibles and co pay stop many people from seeing their doctor. Obama care does NOT work. We were better off how things were.
Ashley Huffman
So sorry to hear that,It will be cheaper foor us to pay the penalty with our income taxes than to get health insurance. It doesn't help people one bit.
Amy V
Any Western developed country has a healthcare system that is far, FAR better than America's and most of us don't realize just how much better.
Bev Szamborski
What baffles me is... why would anyone want the government to take it over. We've seen what has happened to the VA, USPS, Social Security, etc. They fail at everything that is put in their hands. Why would anyone choose to let them handle our healthcare?
Ashley Huffman
Amen Amen Amen,govement run programs are running this country deeper and deeper into the ground every single day. No one is going to be able to afford to live if we continue this way.
Jae'La Grip
It is so sad to see the government likes to S*** in there own back yard. They are so greedy that they cant see what they are actually doing. I can only imagine how much worse it will be in 10 years.
Leah Lassiter
Well said Jae. I especially feel that way about the illegals issue. I'm listening to the radio right now and I just heard,on an FM talk show, an American woman speak about " the rights of the immigrant children. "
Gimme a break! No one coming here ilegally HAS any rights.

When it comes to Obama care, any rational person knows it came about not because of citizens needs, but money in deep pockets. Those enriched politicos are old fat cats who will be long gone before the full effects of their actions destroy this nation.
Jae'La Grip
I dont agree with immigrant children getting rights. What is this world really coming to. They are just asking for trouble if this happens in so many ways. but then again like you said these fat cats dont care all they care about is there pockets right now and for what you cant take that money with you when you die.
'Colleen Chickie
When the Obama Health Care Bill came out they took out my normal insurance... My mother was a teen mom and was always a single mother. We do not have much income but they took it away... It is very saddening especially because I get sick so often. On top of that they make us pay a fine if we do not get the Obama Health Care... We do not have enough money to already get health insurance and they make us pay for not having it?! Ridiculous... It has done nothing to me but bad. That's just what happened to me and what I think about it.
Viola Thornell
I agree with you Colleen. I am lucky I a retired elder and that I have Nedicare and Medicaid but my daughter and her family are not so lucky. My daughter is in terrible health and they can not afford even the cheapest insurance nor can they get it through the state.
'Colleen Chickie
They really need to fix this. Most of us are not happy with this and they know it! There have been many complaints
Jeanette Spillman
I don't agree nor like the Obama Health Care Bill. It has hurt people more than helping them. Plus it is taking away one of our civil liberties which is a constitutional right.
Amanda P
I agree! I mean, health insurance is expensive, especially when we don't have it at our jobs, etc. My hubby had open enrollment, and to add 3 of us, would be $300-$400 a month. I told him, forget it, lol. Rather pay the penalty!
Darlene Atkinson
It is hurting people and what is worse is that the president and everyone in politics get free insurance for life. It is sad that they can get free insurance while the rest of us have to pay. My husband is lucky that the Veteran's Administration gives him free insurance because we are low income because he has several medical conditions and needs care.
I am sorry that your husband would have to pay more to add you and your family on.
Amanda P
Yes, it is bad! When I worked as a receptionist in a medical office, I got really low cost insurance and even got seen free sometimes where I worked, but for everyone else, it's not fair! I am looking now, at getting a government job, was even thinking of joining the military, but I am too old, lol
Jeanette Spillman
It is very sad to know that "He" would lie to people about how good it would do everyone but in reality the whole thing is hurting for all. I believe the everyone should have free medical but I do NOT agree with having to pay a penalty for not having it and I don't agree with the high costs and all the lies.
Jodi Nethery
I have only seen a couple people that has benefited from this.They were people who had kids with major health conditions and they had not been able to get them on insurance before. Other than that, I have not heard from anyone that it is a good thing.
'Colleen Chickie
Amanda P. $300 to $400 per month is crazy! I might as well pay per doctors visit... No one really gets sick enough to pay $3,600-$4,800 per year.
Priscilla King
Colleen Chickie is behind the times. There are "treatable" diseases that make the cost of keeping someone alive for one more year more than $5000. But let's face it, I for one would feel comfortable if I were only *earning* $300 to $400 per month...and if we let the insurance rip-off corporation keep on with this insanity it'll soon be much more than that! Whatever plan this country forms to provide medical care to the needy, it needs to put the insurance industry completely out of the picture and pay *doctors only*...so that doctors can afford to treat ordinary working people!
Sanette M.
First of all this should have never passed because the DUMB butts didn't read the whole thing. Companies are cutting people's hours so they don't have to pay for insurance, people are losing their jobs completely because companies are shutting down and, people signed up for Obama Care but A LOT have not paid into the system. In order for this to work healthy Generation Xers (people in their 20 to late 30s) have to sign up and pay into the system. Yes it's great that people that couldn't get insurance before have it now but if the healthy don't buy into the system then it will become more of an epic fail than it already is. I for one will take the fine because I can't afford to insure my family and pay the bills and yes there are people that can't even get state insurance because they make to much money.
Trish L
That is us, can't afford insurance and make to much for help. What is funny, is our monthly bills are less then 1500 a month. and we still barely make it, working for the state.
Sandra Burch
My husband took out insurance on just himself through his workplace. Now when he goes to the doctor, what use to be free cost him almost $500 every three months. That's on top of his monthly insurance payments. Just having the extra payments have caused us not to have the money to have his car fixed. Now we have the first bill for his doctor visit and the test he has to have each time he goes on top of that. Hes talking about not going to his next appointment but he has already had two heart attacks and really needs to go. I have no clue how we will manage.
Kenneth Cody
i know some people are doing FSAs and then when they need to go to the doctor for something they are trying to negotiating rates/cost because they are paying with their FSA account which is as good as cash. A lot of hospitals like that. Of course it wouldn't be perfect but it may work for certain things like doctors visits and prescriptions
R G
Fsa accounts are ok, it is pretax dollars, but it is still your dollars. So it is still money you have to pay.
Lori Hopkins
My husband gets seen through the VA program, which is a blessing. I tried to sign up through the exchange, and just for myself it was 170 a month, which right now we cannot afford. I signed up for it, but have no way to pay it, so therefore I really have no insurance. Hopefully his new job will have decent ins for us.
I mean, we have all seen just how efficient the govt runs the VA, right? Imagine that on a MUCH LARGER SCALE. That is what we're moving toward, and I for one do not like it!
Darlene Atkinson
Please thank your husband for his service. I know the VA is efficient the VA is, but as I tell my husband at least his has insurance and that it the most important right now. I hope your husband's new job gives better insurance for you and your family.
Lori Hopkins
He really does get good care through the VA, but it does take a while to been seen. Not nearly as long as what we have heard in the scandal, but not what you would get seen at your private offices. The people are good to him there, I haven't ever been treated that good at ANY other dr office before. The good news is that he will be getting good insurance through his work, I just have to hold out 90 days and pay out of pocket(which we don't have right now) but we will make do.
I DO NOT agree with people on here that say people deserve FREE healthcare, because SOMEONE pays for it, even if you don't. How is that fair to anyone?
Kenneth Cody
Following up to FSA Accounts.. a Flexible spending account means your pre tax dollars go into an account to be used for your medical expenses. Healthcare no matter how you look at it, is not free.
Tutti Harris
I am totally against the Health Care Bill. It has already made it very hard on our family. We cannot afford the insurance and the companies we work for cannot afford to carry our ionsurance as they have before all of this from Obama. I am totally against it.
Ellen H
So apply for a subsidy. If insurance really is a financial burden, and you don't live in a state with a governor who cares more about playing politics than he does about his people, then you'll probably receive assistance.
Rick Mitchell
I don't think subsidies are really as easy to get as they want you to believe. I'm well below the poverty level, and I couldn't get one.
Ellen H
What state do you live in, and how did you try to get a subsidy? Through your state's exchange? Did you apply for Medicaid? If you're truly below the poverty level, you almost certainly qualify for Medicaid.
Rick Mitchell
I don't disclose where I live on this site, but I went through healthcare.gov. I don't remember what the specifics are of the last time I looked into Medicaid, but I just tried it again to refresh my memory, and the site is not behaving. I'll probably be able to qualify for Medicaid next year, because my income level has changed, but that doesn't really help much now. The point is, subsidies are clearly not automatic for anyone who is legitimately burdened by the cost of insurance under the ACA. When I took a look at the marketplace early in the year, even the Catastrophe Only coverage was way out of my reasonable price range. For people who can get subsidies, I guess this probably does end up being somewhat useful, but it isn't hardly a generalized solution. Look at all the stories here, that's quite a resounding consensus.
Mary Kirkland
My daughter is working part time, has a child and is well below the poverty level and yet even with a subsidy they were going to have her pay $65 a month for Obamacare. She applied for medicaid and was denied after having her son and the year was up. They only allow you to have medicaid here if you are pregnant or disabled ect.. and you get medicaid for a year after giving birth but once the year was up she was cut off even though she is making minimum wage. She couldn't afford the Obamacare so didn't sign up to get it and said they can try to make her pay the fine if they can get the money out of her.
So I agree, for some people it's just not working.
Darlene Atkinson
Mary, it is sad that your daughter does not qualify for medicaid. I am not pregnant and am not working (besides on here) and I qualified. I wonder if your daughter should reapply and then if she gets denied have her appeal. I had applied through the Nevada health exchange.
Jessica Paton
Tutti, I read that people who live in a state where the governor has rejected Medicaid won't have to pay the punishing fines since it's not their fault the governor made a bad choice. You may want to check the rules for your specific state, but that may alleviate some of your concerns if it's true.
Priscilla King
Ellen H, I don't *want* a subsidy, and I certainly don't want anything to do with Medicaid. I want, believe it or not, to pay for my own health care plan (basically taking care of myself so I stay healthy) and for any medical care I may need in addition to that. When we get the subsidies and insurance out, I may have a prayer of being able to afford things like glasses or blood pressure medication, both of which I'll probably need in another twenty years.
C W
We just had our annual insurance meeting at work. We had to switch carriers because our previous insurance provider wanted to raise our premiums 29% because of Obama Care.
Emily Jansen
I am curious as to why they have to raise the rates. Its not think the doctors are charging more and they have to compensate. Do you know why it is? I would really like to know because its just ridiculous .
C W
I don't know for sure. We were just told that the company refused to negotiate the rates. It really is ridiculous. Luckily they were able to find something for us that is pretty decent.
Emily Jansen
I think the companies just did this because they are retaliating against the whole ACA. Doing this would certainly tick some people off and put them against the whole thing
C W
Maybe, but it's not really a good move. It just punishes the "little people" instead of the people that approved of this mess in the first place.
Valantina Rosemonelofski
Be thankful Obama still allows companies to carry health insurance, under ObamaCare once it has been accepted there will be no other health insurance allowed under Obama's law.
C W
I haven't heard that before. I thought companies were allowed to as long as they followed certain guidelines. Do you mean when it is fully implemented? Hopefully the next president will put a stop to it.
Kenneth Cody
That is not true - i think you ought not to scare people. Do you have any "proof" or facts to back up your claims on this "no other health insurance" theory
Ellen H
Rates are going up because insurance is getting better. More preventive and routine care is covered. It costs more up front, but it costs you less down the line.
Mary Kirkland
Ellen, just a heads up for you so you don't get banned. It is against the Chatabout rules to go down the page and answer all the comments. While you haven't commented on 'all' of the other comments you have commented on a very high percentage of them in several different threads.

Rule 4 states..."4. Do NOT just work down the pages replying to all comments. Other members look at this as nothing more than a way to accumulate more points faster with minimal effort."
Ellen H
Thanks for the heads-up, but I'm not in violation of the TOS. I'm not just working down pages replying to everything -- I'm looking at the comments on topics I care about and engaging with a handful of them. And I'm not just making trash posts, either.

Thanks for your concern, but posting a lot is not the same as "working down the page." I've seen several spammers on this site, but genuine replies are not spam!
Mary Kirkland
Hey, no need to get hostile. We were asked to help out other members by letting them know if they were working down the pages and I just wanted you to be aware not to do that so you didn't get banned. I never said you were making trash posts either.
Ellen H
Sorry, I certainly didn't mean to come off as hostile. I do appreciate you taking the time to post and point it out. Sorry if my tone came off as angry.
Mary Kirkland
Not a problem at all. Hope I didn't come off as a nosy busy body or something. I just know people who have been banned and was trying to help out.
Lori Hopkins
There are people that the ins companies have to cover that are not paying into the system. That money has to come from somewhere, hence the higher premiums. Where did you think it would come from?
Tee B.
because of obamacare myself and my husband were able to get full care health coverage, including dental and eye exams. i definitely like it. while i know alot of people were negatively impacted by it, there are those of us who have nothing but great news to report back. love my obamacare.
Emily Jansen
I was just talking to a friend who works at a Dr.s office and she said that the company that handles that insurance is getting 7000 people a day signing up for it. Problem is not too many Drs& Dentists are accepting it. So that could be a problem for a lot of people.
Ellen H
What do you mean, they're not accepting it? Different practices accept different companies' insurance plans, but it's not like Obamacare is an insurance plan in itself...
Emily Jansen
I'm talking about the medicaid program. My sister has to drive 40 minutes to a dentist because she couldn't find one that takes it in her area and she lives in a decent size city She has MS and had to switch doctors because they didn't take it and the same with her urologist.
Donna J
If this is a good thing ~ then everyone should be on it...including the President & his family & all of the congress and the senate. Should have never been inacted in the first place.
Ellen H
The reason they're excluded is because they already have health insurance through the government. This objection is totally meaningless.

And I think you meant "enacted."
Emily Jansen
I was truly hoping that this would of turned out to be a good thing for all the American people but I guess not. Its a true disaster
Darlene Atkinson
I had a feeling that it was going to be a disaster. I know that many people hate Obama care because it has affected their jobs. One person lost their job completely and the other one had gone from full-time to part-time.
Emily Jansen
I think if both parties actually set down and put a plan together it could of been a good thing but the government officials that are in the big corporate pockets didn't want it so it was set up to fail. Other countries have it and it works just fine so its just a matter of our government/corporations greed
Jaime Watson
Huge change takes a long time to actually work. You can't expect for everything to be perfect when something this big is introduced. And I'm sure there are millions of people who previously did not have access and are now able to have access to healthcare and necessary medications that wouldn't agree that it is a "true disaster"
Emily Jansen
You are right that it does take time but so it has benefited some and it has really beat up on others. I'm saying that it was suppose to be the "Affordable care Act" and it has only been affordable for the poor.
Jaime Watson
I have several middle class acquaintances that have benefited from ACA.
Most people that are considered "poor" receive state based insurance via Medicaid. The insurance companies choose to make the statement that ACA is the reason for price increases when that isn't the case. It is no more expensive for them to insure individuals than it was before. However, it is easy to make a profit by blaming the president because people are eager to believe it. I have also heard of doctors telling patients that because of ACA they can no longer address multiple issues in a single appointment because the insurance companies have changed their policies. That policy has been in place for years.
Emily Jansen
I have heard nothing but complaints from people who are struggling to pay for their insurance. Just read the comments on this topic. Plus I have friends who are having problems. People who make $10 an hour are having to shell out money for insurance they can't afford or do without. So how is it affordable. I am not blaming the President I am blaming the government as a whole, not being able to act like real government officials and do their job for the good of all people not just the rich. This is why it was set up to fail because of the corporations in the officials pockets. I believe its retaliation.
Priscilla King
I know of no poor people who've reported any evidence that Obamacare has worked, is working, will ever work, or can ever work for them. Mostly they're complaining about work hours, if they can find work, or opportunities to find work, or whatever handouts they get while not working, being cut.
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